A consumer purchases insurance and pays a periodic premium in order to provide compensation in the event of a loss, such as when personal property is damaged, a building burns down, someone dies, or becomes sick or injured. When an insurance company refuses to pay a claim for any various number of reasons, i.e. failure to pay a premium, claim arises outside the covered period, exclusions, alleged misrepresentations on the application, etc., litigation is often necessary to resolve what is in essence a contract dispute.

If you believe that you or a family member have been harmed by insurance fraud, please complete our Insurance Fraud Questionnaire to find out if you may have a case.